NAVOPS REPORTING

Monthly Statement — Avril 2026

JS Consolidated · Jean‑François Leclerc / Sonia Lavoie · Base Currency CAD · Source IBKR Flex Queries

Period: 2026‑04‑01 → 2026‑04‑30
Accounts: 6 sub-accounts
Generated: 2026-05-07

Ending NAV

497 479 $

Consolidated CAD

TWR

3.67 %

Start NAV weighted

Economic P/L

+17 691 $

NAV Δ net of flows

Net Flows

+20 000 $

Deposits / withdrawals

Stock Book

342 825 $

68.9 % of NAV

Cash

156 527 $

31.5 % of NAV

NAV consolidé — évolution du mois

Start: 456 848 $End: 497 479 $

USD.CAD — move du mois

Start approx.: 1.3915End approx.: 1.3582

Rendement par sous-compte — TWR

1. Consolidated NAV & Sub-Account Performance

Account	NAV Start	NAV End	Net Flows	Economic P/L	TWR	Mark-to-market	Div/Accruals	FX
CELI Jeff	33 182 $	36 613 $	0 $	+3 431 $	10.34 %	+3 258 $	+230 $	-1.46 $
CELI Sonia	131 611 $	136 755 $	0 $	+5 144 $	3.91 %	+3 932 $	+1 271 $	-16.46 $
CNE Jeff	72 426 $	102 991 $	+20 000 $	+10 565 $	13.48 %	+9 997 $	+860 $	-12.34 $
CNE Sonia	98 568 $	98 390 $	0 $	-179 $	-0.18 %	-217 $	0 $	-0.07 $
REER Conjoint Sonia	28 103 $	29 418 $	0 $	+1 315 $	4.68 %	+618 $	+724 $	-10.86 $
REER Sonia	95 897 $	93 313 $	0 $	-2 585 $	-2.70 %	-3 041 $	+452 $	-4.26 $

2. NAV Breakdown — Period over Period

Stocks

342 825 $

Start 336 629 $ · Δ +6 196 $

Options

-2 709 $

Start -2 171 $ · Δ -538 $

Accruals

835 $

Div 952 $ · Int -117 $

3. Change in NAV Attribution

Source	CAD Impact	Visual
Mark-to-market	+14 546.09 $
Dividends	+2 845.82 $
Δ Dividend accruals	+691.19 $
Interest	-162.54 $
Other fees	-144.32 $
FX translation	-45.44 $
Δ Interest accruals	+39.72 $
Withholding tax	-39.65 $
Commissions	-28.53 $
Sales tax	-11.08 $

4. Top Performers — Mark-to-market

Ticker	MTM Impact	Visual
CROX	+13 337.07 $
JD	+4 670.37 $
PYPL	+3 722.00 $
IBKR	+1 712.82 $
SBLK	+1 638.41 $
CROX 260515C00110000	+1 365.87 $
IT 260515C00170000	+947.69 $

5. Bottom Performers — Mark-to-market

Ticker	MTM Impact	Visual
USD	-7 944.54 $
IT	-2 601.28 $
BBY	-1 023.05 $
IBKR 260515C00075000	-337.05 $
PDD	-317.94 $
PFE	-191.21 $
EC	-126.76 $

6. Forex Exposure & Translation

Cash MTM / FX

-7 891 $

From CASH rows in MTM

FX Translation

-45.44 $

Change in NAV line

USD.CAD

1.3915 → 1.3582

Approx. based on IBKR MTM rows

FX Positions

Account	Quantity	Value CAD
CNE Sonia	64 353.30	64 353 $
CNE Sonia	25 000.00	33 955 $
REER Sonia	4 391.66	4 392 $
REER Sonia	13 212.59	17 945 $
REER Conjoint Sonia	187.85	188 $
REER Conjoint Sonia	649.45	882 $
CELI Sonia	2 392.12	2 392 $
CELI Sonia	17 496.11	23 763 $
CNE Jeff	66 681.63	66 682 $
CNE Jeff	-43 198.52	-58 672 $
CELI Jeff	131.51	132 $
CELI Jeff	379.74	516 $

7. Open Stock Positions

Market Value

252 412 $

USD stock book before CAD conversion

Unrealized P/L

+2 437 $

FIFO unrealized

Largest Position

CROX

46 911 $ market value

Largest Holdings

Ticker	Qty	Market Value USD	Cost USD	Unrealized P/L USD	Weight of Stock Book
CROX	460	46 911 $	38 429 $	+8 482 $	18.6 %
JD	1 525	46 238 $	46 548 $	-310 $	18.3 %
IT	250	37 122 $	42 287 $	-5 164 $	14.7 %
PYPL	550	27 577 $	31 985 $	-4 408 $	10.9 %
SBLK	550	13 822 $	8 522 $	+5 299 $	5.5 %
BBY	200	12 098 $	13 127 $	-1 029 $	4.8 %
PDD	100	9 988 $	10 708 $	-720 $	4.0 %
NKE	200	8 872 $	8 806 $	+66 $	3.5 %
TAP	200	8 548 $	9 263 $	-715 $	3.4 %
IBKR	100	7 950 $	7 089 $	+861 $	3.1 %
OMC	100	7 672 $	7 604 $	+68 $	3.0 %
EC	500	7 080 $	4 410 $	+2 670 $	2.8 %

8. Open Options Exposure

Open Contracts

Absolute contract count

Options Market Value

-1 994 $

Mostly short premium exposure

Unrealized Options P/L

+2 412 $

FIFO unrealized

Open Option Positions

Account	Symbol	Qty	Strike	Expiry	Put/Call	Mkt Value USD	Unrealized P/L USD
CELI Jeff	CROX 260515C00110000	-1	110	20260515	C	-105 $	+173 $
CELI Sonia	IBKR 260515C00075000	-1	75	20260515	C	-550 $	-245 $
CELI Sonia	JD 260515C00034000	-2	34	20260515	C	-48 $	+59 $
CELI Sonia	PYPL 260515C00055000	-1	55	20260515	C	-83 $	-21 $
CELI Sonia	SOFI 260508C00020500	-1	20.5	20260508	C	-2 $	+68 $
CELI Sonia	SOFI 260515C00018000	-1	18	20260515	C	-16 $	+65 $
CELI Sonia	SOFI 260515C00019000	-1	19	20260515	C	-8 $	+121 $
CNE Jeff	BBY 260515C00069000	-1	69	20260515	C	-10 $	+173 $
CNE Jeff	CROX 260515P00092500	-1	92.5	20260515	P	-97 $	+203 $
CNE Jeff	CROX 260515C00110000	-3	110	20260515	C	-315 $	+833 $
CNE Jeff	IBKR 260515P00070000	-2	70	20260515	P	-50 $	+125 $
CNE Jeff	JD 260515P00029000	-3	29	20260515	P	-170 $	+48 $
CNE Jeff	NKE 260515P00043000	-3	43	20260515	P	-183 $	+46 $
REER Conjoint Sonia	PYPL 260508C00055000	-1	55	20260508	C	-60 $	+61 $
REER Sonia	IT 260515C00170000	-1	170	20260515	C	-297 $	+704 $

9. Mark-to-Market — Stocks

Account	Ticker	Prev Qty	Close Qty	Prev Price	Close Price	Prior/Open MTM	Trans MTM	Total
CNE Jeff	CROX	300	300	83.02	101.98	+7 870.44 $	0.00 $	+7 870.44 $
CELI Jeff	CROX	110	110	83.02	101.98	+2 885.83 $	0.00 $	+2 885.83 $
CELI Sonia	JD	700	400	29.57	30.32	+1 247.86 $	-246.46 $	+1 966.28 $
CELI Sonia	IBKR	100	100	67.07	79.50	+1 712.82 $	0.00 $	+1 712.82 $
CELI Sonia	PYPL	250	250	45.23	50.14	+1 691.82 $	0.00 $	+1 691.82 $
CNE Jeff	JD	600	600	29.57	30.32	+618.62 $	0.00 $	+1 438.88 $
CNE Jeff	PYPL	200	200	45.23	50.14	+1 353.46 $	0.00 $	+1 353.46 $
REER Sonia	CROX	50	50	83.02	101.98	+1 311.74 $	0.00 $	+1 311.74 $
CELI Sonia	CROX	50	0	83.02	0.00	+1 259.58 $	+11.01 $	+1 269.06 $
REER Conjoint Sonia	JD	525	525	29.57	30.32	+541.30 $	0.00 $	+1 265.21 $
CELI Jeff	SBLK	300	300	22.97	25.13	+893.68 $	0.00 $	+893.68 $
CELI Sonia	SBLK	250	250	22.97	25.13	+744.73 $	0.00 $	+744.73 $
REER Conjoint Sonia	PYPL	100	100	45.23	50.14	+676.73 $	0.00 $	+676.73 $
REER Sonia	OMC	100	100	75.31	76.72	+194.91 $	0.00 $	+194.91 $
CELI Sonia	CWH	400	0	6.83	0.00	+181.78 $	-16.58 $	+162.25 $
CELI Jeff	F	185	185	11.54	12.08	+139.46 $	0.00 $	+139.46 $
CELI Sonia	IT	0	50	0.00	148.49	+33.66 $	+94.65 $	+126.93 $
CELI Sonia	WB	400	400	8.75	8.41	-185.47 $	0.00 $	+120.56 $
CELI Jeff	STLA	400	400	7.09	7.28	+113.00 $	0.00 $	+113.00 $
CELI Sonia	MARA	200	0	8.16	0.00	+949.47 $	-848.90 $	+100.46 $
CELI Sonia	SOFI	300	300	15.88	16.10	+97.16 $	0.00 $	+97.16 $
CELI Jeff	WB	300	300	8.75	8.41	-139.11 $	0.00 $	+90.42 $
CELI Sonia	NKE	0	200	0.00	44.36	+97.67 $	-6.91 $	+89.38 $
CELI Sonia	TAP	200	200	43.06	42.74	-80.65 $	0.00 $	-80.65 $
REER Sonia	EC	500	500	14.99	14.16	-579.17 $	0.00 $	-126.76 $
REER Sonia	PFE	100	100	28.08	26.70	-191.21 $	0.00 $	-191.21 $
CELI Sonia	PDD	100	100	102.18	99.88	-317.94 $	0.00 $	-317.94 $
CNE Jeff	BBY	200	200	64.20	60.49	-1 023.05 $	0.00 $	-1 023.05 $
REER Sonia	IT	200	200	158.34	148.49	-2 728.20 $	0.00 $	-2 728.20 $

10. Mark-to-Market — Options

Account	Ticker	Prev Qty	Close Qty	Prev Price	Close Price	Prior/Open MTM	Trans MTM	Total
CNE Jeff	CROX 260515C00110000	0	-3	0.00	1.05	+1 253.89 $	-118.88 $	+1 132.97 $
REER Sonia	IT 260515C00170000	-1	-1	9.84	2.97	+947.69 $	0.00 $	+947.69 $
CNE Jeff	CROX 260515P00092500	0	-1	0.00	0.97	+283.90 $	-8.25 $	+275.58 $
CELI Sonia	PDD 260417C00105000	-1	0	1.99	0.00	+275.38 $	0.00 $	+275.38 $
CNE Jeff	BBY 260515C00069000	0	-1	0.00	0.10	+203.79 $	+32.68 $	+236.47 $
CELI Jeff	CROX 260515C00110000	0	-1	0.00	1.05	+242.95 $	-9.69 $	+232.90 $
CNE Jeff	IBKR 260515P00070000	0	-2	0.00	0.25	+217.88 $	-46.58 $	+169.37 $
REER Sonia	IT 260417C00180000	-1	0	1.20	0.00	+166.26 $	0.00 $	+166.26 $
CELI Sonia	SOFI 260515C00019000	0	-1	0.00	0.09	+192.30 $	-24.74 $	+166.11 $
CELI Sonia	MARA 260417C00008500	-2	0	0.54	0.00	-705.64 $	+848.90 $	+143.26 $
CELI Sonia	JD 260417C00031000	-3	0	0.29	0.00	-127.84 $	+246.46 $	+118.62 $
CELI Sonia	SOFI 260508C00020500	0	-1	0.00	0.02	+95.87 $	-1.37 $	+93.64 $
CELI Sonia	SOFI 260515C00018000	0	-1	0.00	0.16	+106.07 $	-16.55 $	+88.08 $
REER Conjoint Sonia	PYPL 260508C00055000	0	-1	0.00	0.60	+72.81 $	+11.61 $	+82.98 $
CELI Sonia	JD 260515C00034000	0	-2	0.00	0.24	+124.78 $	-43.01 $	+79.84 $
CELI Sonia	JD 260402C00030000	-2	0	0.24	0.00	+66.63 $	0.00 $	+66.63 $
CNE Jeff	JD 260515P00029000	0	-3	0.00	0.56	+74.28 $	-7.44 $	+64.98 $
CNE Jeff	NKE 260515P00043000	0	-3	0.00	0.61	+50.80 $	+14.34 $	+62.25 $
CELI Sonia	PYPL 260417C00052500	-1	0	0.14	0.00	+18.88 $	0.00 $	+18.88 $
CELI Sonia	SOFI 260402C00018500	-2	0	0.01	0.00	+1.89 $	0.00 $	+1.89 $
CELI Sonia	PYPL 260402C00053000	-1	0	0.00	0.00	+0.18 $	0.00 $	+0.18 $
CELI Sonia	PYPL 260515C00055000	0	-1	0.00	0.83	-22.58 $	-4.83 $	-28.86 $
CELI Sonia	IBKR 260515C00075000	0	-1	0.00	5.50	-371.24 $	+34.54 $	-337.05 $

11. Deposits / Withdrawals

No cash deposit/withdrawal rows detected beyond Change in NAV summary.

12. Dividends

Account	Date	Currency	Description	Amount
REER Sonia	20260409;2	USD	OMC(US6819191064) CASH DIVIDEND USD 0.80 PER SHARE (Ordinary Dividend)	+80.00 $
REER Conjoint Sonia	20260429;2	USD	JD(US47215P1066) CASH DIVIDEND USD 1.00 PER SHARE (Ordinary Dividend)	+525.00 $
CELI Sonia	20260429;2	USD	JD(US47215P1066) CASH DIVIDEND USD 1.00 PER SHARE (Ordinary Dividend)	+700.00 $
CNE Jeff	20260414;2	USD	BBY(US0865161014) CASH DIVIDEND USD 0.96 PER SHARE (Ordinary Dividend)	+26.88 $
CNE Jeff	20260429;2	USD	JD(US47215P1066) CASH DIVIDEND USD 1.00 PER SHARE (Ordinary Dividend)	+298.00 $
CNE Jeff	20260414;2	USD	BBY(US0865161014) PAYMENT IN LIEU OF DIVIDEND (Ordinary Dividend)	+165.12 $
CNE Jeff	20260429;2	USD	JD(US47215P1066) PAYMENT IN LIEU OF DIVIDEND (Ordinary Dividend)	+296.29 $

13. PM Notes — Focus de mai

CROX concentration

PYPL thesis review

JD / China exposure

Short option assignment risk

Cash deployment

Margin cost control

FX exposure

Lecture clé : avril est un mois fort, mais la qualité du rendement doit être lue à travers le Mark-to-market, l’exposition nette, le Forex et les flows — pas seulement à travers la variation brute de NAV.